COMMERCIAL REAL ESTATE
FINANCING SOLUTIONS

Loan Programs From $3M To $100M


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Stonebridge Capital Delivers A Flexible Approach To Lending With An Emphasis On Innovative Terms, Fast Approvals, Problem Solving, And A Tailored Analysis Of Each Transaction.

Loan Programs

Stonebridge Capital works with loans for various property types, including Multi-Family and Single-Family Spec Homes, Mixed-Use, Retail, Office, Industrial, and Entitled Land
 
Bridge Development Loans
Ground Up Construction Land Development Acquisitions Portfolio
Loan Amount $5M - $100M Otto @mdo Mark Otto

Interest Rate

Starting 7.99% Thornton @fat Mark Otto

Loan Term

12-36 months + Extensions the Bird @twitter Mark Otto

Amortization

12-36 months + Extensions the Bird @twitter Mark Otto

Security

12-36 months + Extensions the Bird @twitter Mark Otto

Loan-to-Value

12-36 months + Extensions the Bird @twitter Mark Otto

Loan-to-Cost

12-36 months + Extensions the Bird @twitter Mark Otto

Origination/Exit Fees

12-36 months + Extensions the Bird @twitter Mark Otto

Recourse

12-36 months + Extensions the Bird @twitter Mark Otto

Borrower/Guarantor

12-36 months + Extensions the Bird @twitter Mark Otto

Location

12-36 months + Extensions the Bird @twitter Mark Otto

Loan Type

12-36 months + Extensions the Bird @twitter Mark Otto

Geographical Focus

12-36 months + Extensions the Bird @twitter Mark Otto

Bridge Development Loans

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Loans with one to three year terms and future funding facilities

Loan Amount

$5M - $100M

Interest Rate

Starting 7.99%

Loan Term

12-36 months + Extensions

Amortization Interest Only
Security First Mortgage Lien or Deed of Trust
Loan-to-Value

Up to 70% of As-Is Value

Loan-to-Cost

Up to 75%

Origination/Exit Fees

2-4%

Recourse

Non-Recourse Available

Borrower/Guarantor No min. liquidity re'd, asset-based loans only
Location Inner City Infill & Developed Suburbs Only
Loan Type

Loans for entitled land, predevelopment to Construction, Acquisition, Refinance, Cash-Out, Purchase & Ground Lease

Geographical Focus

Nationwide and Canada

Ground Up Construction Loans

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Loans to cover the costs of construction projects before obtaining long-term funding

Loan Amount

$5M - $100M million

Interest Rate

Starting 7.99%

Loan Term

18-36 months + Extensions

Amortization

Interest Only

Security First Mortgage Lien or Deed of Trust
Loan-to-Value

Up to 65% of As-Is Value

Loan-to-Cost

Up to 75%

Origination/Exit Fees

2-4%

Recourse Non-Recourse Available
Borrower/Guarantor No min. liquidity re'd, asset-based loans only
Location Inner City Infill & Developed Suburbs Only
Loan Type

Predevelopment to Construction, Acquisition, Refinance

Geographical Focus

Nationwide and Canada

Land Development Loans

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Loans for entitled land, pre-development and for future sale

Loan Amount

$3M- $100M

Interest Rate

Starting at 7.99%

Loan Term

12-24 months + Extensions

Amortization Interest Only
Security First Mortgage Lien or Deed of Trust
Loan-to-Value

Up to 55% of As-Is Value

Loan-to-Cost

Up to 55%

Origination/Exit Fees

3-5%

Recourse Non-Recourse Available
Borrower/Guarantor No min. liquidity re'd, asset-based loans only
Location Inner City Infill & Developed Suburbs Only
Loan Type

Predevelopment to Construction, Acquisition

Geographical Focus

Nationwide and Canada

Acquisition Loans

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Loans for the purchase of Multi-family, Mixed Use, Shopping Centers, Office Buildings, Commercial Properties

Loan Amount

$3M- $200M

Interest Rate

Starting at 6.99%

Loan Term

12-36 months + Extensions

Amortization Interest Only
Security First Mortgage Lien or Deed of Trust
Loan-to-Value

Up to 65% of As-Is Value

Loan-to-Cost

Up to 75%

Origination/Exit Fees

3-5%

Recourse Non-Recourse Available
Borrower/Guarantor No min. liquidity re'd, asset-based loans only
Location

Top 150 MSA

Loan Type

Multi-family, Mixed Use, Shopping Centers, Office Buildings, Commercial Properties

Geographical Focus Nationwide

Portfolio and Cash-Out Refi Loans

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Loans for the Purchase, Refinance, or Cash-Out of your rental portfolio

Loan Amount

$3M- $100M

Interest Rate (ARM)

5.00% - 7.275%

Interest Rate (30-year, fully amortized)

5.75% - 7.65%

Loan Term 5/1 ARM, 10/1 ARM, and 30-year fully amortized
Security First Mortgage Lien or Deed of Trust
Loan-to-Value Maximum 80%
Origination/Exit Fees 2 - 5%
Recourse Non-Recourse Available
Location Top 150 MSA
Loan Type SFR 1-4/PUDs/Condos
Geographical Focus Nationwide
$1 Billion In Loans Funded

The Stonebridge Team Has Funded Over $1 Billion and Counting!


Find out what our customers think

$3,000,000 Cash-out refi loan in Louisiana.

“I had exhausted all avenues for finding a cash-out refi loan, then I was introduced to Stonebridge Capital; they were able to bring the loan I needed.  The problem was always my portfolios of apartment buildings are located in out-of-market locations and I could not find a lender willing to loan on them; it was very frustrating because the numbers were great.  Stonebridge got it done!  I am in the process of bringing them additional properties for cash-out loans.”

$7,200,000 loan to pay off existing loan and complete construction of 6-story mixed-use residential building in Washington, DC.

“Working with Stonebridge was great. We were stuck in a loan that was not enough to complete the construction of our building and our lender's offer to increase the loan was at a greatly increased cost; through Stonebridge, we were able to obtain a loan that paid off our existing loan and complete the construction of our building.”

$32,500,000 loan for the acquisition of residential assisted living homes in west Texas and east New Mexico.

“Thank you Stonebridge! After more than 18 months of frustration trying to find the money for the purchase of a portfolio of residential assisted homes we found Stonebridge Capital.  Stonebridge was able to bring us the creative approach needed to finance our purchase.”

$11,500,000 loan for the purchase of a Winery in Santa Ynez, CA.

“Stonebridge and their capital partner stepped in to provide the necessary funding we needed, it saved our day; we were nearly out of time on our purchase contract and all parties were ready to throw in the towel.  We could not have done it without them.”

$8,000,000 Bridge and Construction loan in Richmond, VA.

“Thanks to Stonebridge Capital we were to obtain the necessary funding to complete a project we have been trying to get done for a couple of years.  We are also working with them on four additional projects in our area.  It is really exciting to finally have a "go to" place for our funding needs.”

$7,000,000 Cash-out refi loan in Dallas, TX

“After being turned down my multiple lenders we were about to stop looking when we met Stonebridge Capital and they got the job done.  The issue was our property, although in a great location with an excellent appraisal, was not in great shape and did not look good.  Every lender we went to wanted to do the deal until they did site visit then their underwriting turned down the loan.  Stonebridge knew our location well and was able to bring us the loan.”